Customized home mortgages. Personalized service.
Richard White, Mortgage Expert
Customized home mortgages. Personalized service.
Customized home mortgages. Personalized service.
Customized home mortgages. Personalized service.
Acting as your mortgage advocate, I will guide you from pre-approval to closing day, demystifying jargon, answering questions, and handling paperwork, so you can focus on finding your perfect home.
Richard White NMLS #176002

Securing a mortgage is one of the most significant financial decisions you'll make, especially for first-time home buyers. With my 25 years of experience, I can demystify the home mortgage process and provide tailored home mortgage solutions that fit your unique needs. If you're a veteran looking for mortgages for veterans or simply ready to buy your dream home, I'm here to help!

I specialize in guiding first-time home buyers through the mortgage process with clarity and confidence. Securing the right financing, including home mortgage solutions and options like mortgages for veterans, is often the biggest hurdle on the journey to homeownership. My mission is to simplify that experience for you.

As a US military veteran, one of my top priorities is to educate active military and veterans about their home ownership opportunities, especially for first-time home buyers. From VA loans to housing allowances, I can help build your financial portfolio with targeted real estate investments and home mortgage solutions, including mortgages for veterans, to help you secure your dream home.

My practice is built on securing the specialized loan products necessary for various investment strategies—from conventional financing for single-family rentals to home mortgage solutions that cater to first-time home buyers. I also offer complex portfolio loans and hard money options for flips or multi-unit acquisitions, including specific mortgages for veterans. Instead of general advice, you receive expert guidance focused solely on scaling your real estate portfolio.
With over 25 years of experience in the lending industry, Richard White has helped thousands of people, including first-time home buyers, achieve the dream of home ownership. He has saved borrowers thousands by assisting them with their home mortgage solutions and refinances.
Before embarking on his career as a loan officer, Richard proudly served in the US Army Special Forces.
As a strong advocate for financial literacy, Richard believes in educating his clients about their income, debt, and credit. This empowers them to make informed decisions about their homes, assets, and futures, including finding the best mortgages for veterans.

Confused about how interest rates work? Need to know how interest rates will effect your mortgage? Richard White debunks three common myths about interest rates that could be costing you time and money.
Do you know that DTI plays a huge role in the mortgage rate you receive, even beyond your credit score? Understanding these risk factors is crucial for anyone looking to purchase a home.
No down payment? No mortgage insurance? That's right. The VA offers these programs to veterans to thank them for their service. Loan expert and US Army veteran Richard White helps military veterans find mortgage programs for veterans all across the country.
The Loan Closer
NMLS #176002
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